Debt Advice

If you have debts and are struggling to keep your head above water, we’re here to help

NEW FREE Walk in Debt Advice Service
SBAS provides FREE Advice sessions for people in debt. These take place at our office at The Withywood Centre, Queens Road, Withywood, Bristol. Every Monday, Tuesday and Thursday between 10.00am and 3.00pm. No appointment needed, just walk in. You may have to wait to be seen. Also we offer a FREE telephone debt advice service on  0117 903 8358 We will endeavour to return your call within 48 hours.


Alternatively, you can complete the Online Debt Advice Form and submit it to us.

Our specialist Debt Advisers have many years of experience assisting people who have money problems. Here are some of the things we can do:

•   Assess what options might be open for dealing with your debts
•   Get in touch with your creditors on your behalf
•   Check to ensure you are receiving all the benefits to which you are entitled
•   Conduct and complete a financial statement with you
•   Assist with a Debt Relief Order application
•   Consider which debts are of the highest priority
•   Discuss token offers and pro rata payments
•   Advise on bankruptcy as a final option if applicable
•   Arrange for you to receive Individual Voluntary Arrangement guidance
•   Refer to other specialist organisations if necessary
•   Provide advice on water and sewerage bills.

Under some circumstances we may be able to stop or delay enforcement action by creditors, such as eviction, bailiffs and court action. Our advice is always confidential and non-judgemental.